The islands are not spread evenly along the river. The densest cluster sits directly off Gananoque, which is why even the shortest loop feels busy with scenery, and why the extra hours buy you range rather than more islands per minute.
The 1-hour loop stays with the Admiralty group of islands at the heart of the archipelago: McDonald Island, Howe Island, and the narrow channels where cottages stand a canoe-length apart. It does not reach Boldt Castle or Millionaire's Row, and the listing says so plainly. In this stretch that hardly matters; the channels are the show, and for young kids the hour is about the limit of their patience anyway.
The 1-hour Ivy Lea cruise is the outlier worth understanding. It boards 10 minutes upriver from Gananoque, beside the 1000 Islands International Bridge, where the river narrows. Starting that far downstream puts both castles in reach of even a one-hour sailing: you pass Boldt Castle at water level, then Singer Castle on Dark Island, then the Zavikon Islands with what is billed as the world's smallest international bridge, one span crossing between Canada and the United States. All of it without a border stop.
The 3-hour circuit is the classic. It runs up the American channel, reaches the St. Lawrence Seaway shipping lane, often with a freighter in view, passes under the international bridge and comes home along Millionaire's Row. The Depths & Discovery version layers shipwreck stories of the St. Lawrence over the same water.
The 5-hour route exists for one reason: it is the only one that docks at Heart Island and lets you walk into Boldt Castle rather than photograph it from the rail.
A rule of thumb from reading a year of passenger reviews: people who took the 1-hour loop wished they had booked longer more often than the reverse. The 3-hour sits in the sweet spot for most first visits.
What the narration is actually for
The archipelago reads as scenery without commentary and as a story with it. The islands count 1,864 only under a definition the narrators enjoy explaining: a real island here must stay above water all year and support at least one tree. The channels carry two centuries of shipping history, the cottages carry Gilded Age names, and the border wanders between the islands closely enough that you cross it repeatedly without noticing. On the Depths & Discovery sailing the same narration adds the river's shipwreck record; on the family boats it leans toward who summers where and which island sold last, and for how much.
Hearing it is a seating decision. The enclosed lower decks carry the audio best; the open top deck trades some of the words for the wind and the camera angles. Passengers who care about both move between decks mid-cruise, which every boat here allows.